> For the complete documentation index, see [llms.txt](https://help.donary.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.donary.com/cloud-drm/getting-started/setup-and-configuration/api-keys/achq-processing.md).

# ACHQ Processing

Donary is integrated with **ACHQ**.

**ACHQ** is a payment processing company that uses a donor’s bank information to process transactions. 

To use this gateway, users must first set up an account with **ACHQ**.

### <mark style="color:$primary;">**To set up an ACHQ account:**</mark>

You can access the setup form using this [link](https://achq.com/donary/), or by following the steps outlined below:

* From the [Quick Actions](/cloud-drm/getting-started/user-interface.md#section-c-quick-actions) section, on the top right hand corner, click **New Transaction.**
* A **New Transaction** card will open.
* Click the **Payment Type** tab at the top of the card.
* Choose **ACH** as the payment type.
* Click **Apply for ACH**.
* A new window will open displaying the **application form**.

Fill out the form with the required information.

<figure><img src="/files/qCwyNxnygN6dHWy2m4cl" alt=""><figcaption></figcaption></figure>

Once a user sets up an ACHQ account and it is approved, we will receive an email containing all the relevant information. Donary will then set up an **API key** for the ACHQ gateway.

After this is set up, users can use the gateway by selecting the **ACH** option in **New Transaction** and completing the required fields to process the payment.

***

### <mark style="color:$primary;">**ACHQ Rate fees:**</mark>

| Description                    | Rates |
| ------------------------------ | ----- |
| Monthly fee for Unlimited user | $19   |
| Processing fee                 | 0.1%  |
| Transaction fee                | $0    |
| Return item fee                | $25   |
| Chargeback fee                 | $12   |
| Bank account verification fee  | $0.45 |

{% hint style="warning" %}
**Note:** The fees listed above are charged by **ACHQ**. Donary does not charge or control these fees and is not responsible for them.
{% endhint %}


---

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